Spendo AI10x smarter than spreadsheets.
Track expenses & get AI-powered insights for 2M+ transactions, 500K+ businesses, and 50K+ categories. All in one place within minutes.
The best companies grow with our Financial AI
SPENDO AI is a platorm for SMEs and
individuals. It uses AI agents to autonomously manage
your most complex expense workflows - from receipt scanning and categorization to multiple tax compliance and
financial forecasting. Built for high volumes and multi-currency setups, Spendo frees finance teams from transactional tasks.
AI Expense Categorization
Account Coding. Assign intelligently general ledger accounts to individual expense entries with a self-learning AI and prepare journal entries for your ERP.
Approval Workflows
Dashboard Preview
Approvals. Automatically allocate the correct cost centers and capture necessary approvals from stakeholders within due dates, cash discount periods, and approval hierarchies.
Ready to automate your financial management?
Key Features
Take full advantage of
AI-powered automation
Local AI Agent
Build agents with natural language
FAQ
Spendo AI offers comprehensive financial management including automated bookkeeping, AI chat advisor (24/7 virtual CFO), bank and mobile money integration (bKash, Nagad), invoice and expense processing with OCR, real-time forecasting and cash flow analysis, tax compliance automation (VAT, income tax), payroll management, and multi-currency support. All features work together in one unified platform.
Unlike traditional software, Spendo AI requires no manual data entry - our AI automatically reads and categorizes transactions. We provide 24/7 conversational support through our AI advisor, offer proactive insights and anomaly detection, ensure local tax compliance (Bangladesh VAT, provident fund), and cost 70-80% less than hiring accountants. Our system learns and improves over time, becoming more accurate with use.
While QuickBooks and Xero require significant manual input and lack Bangladesh-specific features, Spendo AI is fully automated with AI-powered categorization and local compliance built-in. We support bKash and Nagad integration, understand Bangladesh tax laws, provide conversational AI assistance instead of just software, and offer predictive analytics and forecasting. Plus, we're more affordable with transparent pricing designed for emerging markets.
Spendo AI integrates seamlessly with major banks via API or CSV import, mobile money platforms (bKash, Nagad, Rocket), accounting exports (Excel, PDF), e-filing systems for tax submission, and popular business tools through our API. We also support bulk historical data import to get you started quickly. Our system is designed to work alongside your existing workflows, not replace them entirely.
Security is our top priority. We use bank-level 256-bit encryption for all data, secure cloud infrastructure with regular backups, role-based access controls, two-factor authentication, audit trails for all transactions, and compliance with international data protection standards. Your financial data is stored securely and never shared with third parties. We undergo regular security audits and maintain SOC 2 compliance.
We offer flexible pricing starting with a free tier for individuals (basic expense tracking, limited transactions). Premium plans start at ৳2,000/month ($20) for small businesses with full features, scaling to ৳5,000-10,000/month for larger SMEs with advanced analytics and multi-user access. Enterprise custom pricing is available. We offer 30-day free trials on all paid plans and transparent pricing with no hidden fees.
Most businesses are up and running within 24-48 hours. Our onboarding process includes account setup (30 minutes), bank and mobile money connection (1 hour), historical data import (automated), team training via video tutorials (2-3 hours), and AI assistant customization. We provide dedicated support during onboarding, and you can start seeing value immediately with our AI chat advisor answering questions from day one.
We guarantee at least 80% savings from your current accounting costs.
We're confident we can deliver higher quality financial insights for significantly less than what you're paying now. Our verified AI consistently outperforms traditional accounting at a fraction of the cost. If you want to talk to someone before committing, book a demo to see sample reports tailored to your business, or let us review your current accounting setup to show you exactly how much you'll save.
Talk to us if you need a custom solution (bKash integration, multi-currency support, etc.) Our AI agents have been trained to handle a wide range of financial management requests.